DB손해보험, 전동 킥보드 사고도 보장받을 수 있는 ‘참좋은오토바이 운전자보험’ 개정 출시
개인형 이동장치 운전자의 운전 중 상해 위험을 보장,신규 담보 5종
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DB accident insurance, revised release of “good motorcycle driver insurance” that can be covered even in electric kickboard accidents
Personal mobile device driver's risk of injury while driving, 5 new collateral
[The story of the case / Reporter Park Yeon-pa] = DB Insurance (CEO Jeong-Nam Kim) offers five new collaterals that can guarantee the risk of injury while driving a personal mobility device driver represented by an electric kickboard. Released on the 10th.
In October alone, accidents related to personal mobility devices including electric scooters are emerging as a social issue as the number of accidents while driving electric scooters, including two fatal accidents, is rising as a social issue, but like general driver insurance, individuals can easily subscribe. There were few insurance products available.
Accordingly, DB Insurance provides insurance coverage for drivers of personal mobile devices who are exposed to risks outside the coverage area of the insurance by installing insurance for accidents while driving personal mobile devices such as electric scooters in the'Good Motorcycle Driver Insurance'. Had to provide.
The newly developed collateral is structured to provide various guarantees, including death from traffic accidents while driving personal mobile devices such as electric kickboards, post-disorders with a disability payment rate of more than 80%, fracture surgery expenses, injury treatment expenses, and daily hospitalization for hospitalization. People who use personal mobility devices such as electric scooters without driving a motorcycle can purchase insurance through a dedicated plan, and can be covered not only when they are owned by themselves, but also when used through shared services.
Bicycles have also recently increased as well as electric kickboards for commuting or leisure purposes, and guarantees related to bicycles have also been added to ensure comprehensive last-mile transportation.
Among the collaterals related to existing motorcyclists, the cost burden in traffic accidents, which has increased sharply over the years, has been reinforced by reinforcing the cost of the traffic accident handling subsidy to guarantee the criminal agreement in case of a traffic accident, and the cost of a lawyer to guarantee the cost of a lawyer Extended coverage.
The product is available from 18 to 70 years old, and is operated with a 3/5/10/15/20 year maturity or a 3/7-year renewal period, so it is possible to subscribe according to the customer's choice. However, in the case of personal mobile devices such as electric kickboards, they are operated with a maximum maturity of 10 years regardless of the total insurance period, to reduce the burden on customers in consideration of the actual number of years of use of electric kickboards.
DB non-life insurance was developed to provide and strengthen the coverage areas that customers need for'Good Motorbike Driver Insurance', and if you sign up with'Good Motorbike Driver Insurance', you can comprehensively cover the means of transportation you drive. It said it would be able to provide a guarantee.
DB Insurance is the first in the industry to launch motorcycle driver insurance in 2017, and it is the only product to be sold to this day, and is expected to once again contribute to resolving the coverage gap in the market.
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